Buy one own home can generate a large long-term debt, you have to consider how much the financial entities are charging for the mortgage loans to take it into account in the budget and avoid unforeseen events later.
It is important for natural persons to be able to compare the financing costs offered by the various entities for these financial products.
The lowest average interest rate in soles for mortgage loans was 6.75% per year as of last February and is offered by Scotiabank and BBVA, according to information released by the Superintendence of Banking, Insurance and AFPs (SBS).
It is followed by Banco de Credito and Interbank with average rates of 6.87% and 6.97%, respectively, among other financial entities.
Interest rates in soles on mortgage loans in the financial system – February 2022 (%)
It should be noted that there are nine banking entities, one financial institution and seven municipal savings banks that offer mortgage loans in the country.
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