Obtaining financial resources is one of the key factors for the success of any company, and also one of its main challenges over time. In this sense, online platforms have become a new alternative, since they provide quick access to cash without cumbersome and face-to-face procedures, allowing the most convenient amounts and deadlines to be defined according to the profile of each entrepreneur.
In fact, in chili there are more than 900 thousand companies, of which 220 thousand are SMEs and some 680 thousand, micro-businesses. According to Entrepreneur X-ray, prepared by the ASECH, the main sources of financing for the entrepreneur are own resources (85%), followed by public funds (8.5%) and bank loans (6.5%).
Is that liquidity allows to keep the production process actively, allowing compliance with obligations, allowing financing of production processes and keeping the entire operation running. Ultimately, if liquidity fails in the SMEs, most likely they will end up closing due to lack of resources.
“One of the great problems of any company is liquidity, where payments are often more than 30 days after sending the Purchase Order. That is why we have created a platform neobank, which has a development and innovation to cover 100% digital services. We went from offering a couple of services to being a multi-product financing solutions company ”, he assures Franco Cisternas, CRO (Chief Revenue Officer) of Arrayán Factoring
Arrayan also seeks to solve problems such as payment to suppliers, payment of purchase orders, confirming, prompt payment, among others. The grace of the system is that it has a dashboard, where you can enroll in simple steps to access the benefits.
“We have been working for years to create a 360 of payment alternatives. The idea is that from an SME, to a large company, have immediate tools to operate without problems. We continue working to transform ourselves into a neobank, where companies can have everything at hand in a matter of seconds ” Cisterns ends.
