A few hours before the arrival of 2023, there are those who are already preparing their cabals to receive the new Year. The Investment Manager of Pacífico Seguros, Eduardo Tirado, provides some financial data that can help you.
To eliminate bad energies and attract positive ones, perform a deep cleaning in New Year: Review your finances and “clean” yourself of unnecessary expenses, analyze where that money that you could be saving or investing is going and is not letting you move forward with your plans. Eliminate those “ant” and “vampire” expenses to start the year off right.
Lentils so that money is not missing: Do not start the new year with debts, remember that it is important to save to have money in your pocket and in case of an emergency. If you already have a home or a vehicle, you should consider an insurance that protects your assets, so that if they are affected by any eventuality and fixing it can be expensive, it does not go out of your budget and affect your family economy.
The 12 grapes for 12 wishes: Just like each grape goes towards a wish, so too does it diversify the way you save and invest. Review and take advantage of the products offered by the financial system: insurance with the possibility of investment, savings account, fixed term, mutual funds, among others. Remember that the longer the term, the greater the profitability. And, with investment life insurance, you’re protected as your money grows.
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Write your wishes on a piece of paper, save it and open it at midnight: Plan your year, write down everything you want to achieve financially, whether it’s going on a trip, studying for a master’s degree, buying a technological gadget, putting down a down payment on a car or an apartment. Perhaps you still do not have a sufficient amount, but that will be a first step that will help you project yourself.
Hug the people you love at the stroke of midnight: Do not forget that you can contribute to the well-being of your family and loved ones, so when you make your plans, think about their future and yours. Don’t forget that life or college fund insurance can protect them when you’re gone and help them financially so they can keep going.
Going for a run with your suitcase to travel: If you want to travel, it is important to plan, so you can better define the activities you are going to do, how much you want to spend, and have your cards clear of debt if you want to use them on that trip. Also, consider purchasing travel insurance, which protects and supports you in case you have an incident.
