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January 25, 2025
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The ABC of the new Infonavit reform, endorsed by deputies commissions

The ABC of the new Infonavit reform, endorsed by deputies commissions

They modify organ integration

The main changes that the Infonavit law will have are to reverse the control that the federal government was going to have in the surveillance and audit bodies of the institute.

One of the modifications is about The Audit Committeewhich will be integrated by three people, and not for five as mentioned in the proposal sent by President Claudia Sheinbaum. With the modification the members will be one by the federal government, one for the workers and one for the employers.

They also modified the integration of the Surveillance Committeesince previously the federal government had greater representation with five of the nine members. Now with the changes of the deputies, there will be three for each sector: government, workers and businessmen.

Another of the organs that modified its integration was of the Transparency Committeewhich this time will have a federal government representative, and not three as established at first, one of the workers and one of the business sector.

Resources to build

In the reform that will be discussed, it is preserved that the Infonavit resources and those under their administration, such as the National Housing Fund for workers, will be used for the construction of the homes carried out by the Institute through a company subsidiary.

However, this time a paragraph was added to article 42 of the Infonavit Law to emphasize that the General Directorate of the Institute will provide the “necessary” to make available to the public, periodically already through its website, information ““ Clear, simple, precise, reliable and updated ”that allows to know the financial, administrative, economic and risk situation, related to the National Housing Fund for workers.

In addition, the same information of the Filiar company, its construction and suppliers hired.

Likewise, an article is added to order that the inspection of the Infonavit will be in charge of the Superior Audit of the Federation, and this will be competent to review the activity of the Institute as an autonomous fiscal body, the proper integration and administration of the heritage of the Institute, the Institute, the Exercise of the Budget of Administration, Operation and Surveillance Expenses, as well as the Investment Budget in Real Estate Construction and Administration.

And it emphasizes: “The housing sub -accounts and housing credits of the workers are inviolable and will not be subject to audit, review or inspection.”

The aid of the National Banking and Securities Commission is also incorporated, which will supervise and monitor that the operations of the Institute in Credit Matters are adjusted to the established norms.

And it is ordered that in the breach of the Infonavit, “self -correction programs” will be established and, where appropriate, give view to the General Comptroller of the Institute of Failure to comply to this program.

Housing loans

Meanwhile, in the Federal Labor Law, article 97 is maintained that establishes that for the payment of fertilizers to cover loans from the National Housing Fund for workers for social lease, acquisition, construction, repair or expansion of housing, no They must exceed 20% of loans and 30% of income salary.

The paragraph is also maintained in the Infonavit law, which indicates that Infonavit may rent homes to workers, so that the following obligations will be found:

  • Pay in time, form and completely the income to which they are obliged, so the amount of the income will be discounted from the salary of the workers.
  • Take care of the house.
  • Notify the institute of any defect, damage or deterioration to observe.
  • Discounted and deliver the house that is granted at the end of the lease.
  • It is prohibited for workers to use ranking housing other than their room and residence, as well as giving it in sub -reflection.

This reform is discussed today in the afternoon in the United Commissions of Housing and the work of the Chamber of Deputies, and it is expected that it will be analyzed and voted on February 1 in the Plenary of San Lázaro. After that, the modifications must be returned to the Senate for guarantee.

The changes divided the opposition

“I want to make a great recognition to you as presidents and all the leaderships of the parliamentary majority and also to the other leaders of our banks for having made the necessary changes for the alerts and for the demonstrations that the business sector and the workers had” , said Deputy Patricia Mercado, of Citizen Movement (MC).

The PAN and the PRI were against the reforms, although they recognized the changes that were made. PAN Guillermo Anaya said that his bench did not support this reform, because the federal government will use workers’ savings to build homes.

“We recognize that there was a change in the minute that the Senate sent and that the opinion was improved in the aspects of equality in the participation of the business sector and the workers, and that with it the opinion substantially improves, but there is a Central point for us that 2.4 billion resources that workers derived from their savings have and that today will be available to this National Housing Fund, which are not government resources to be able to build, ”he said.

In this same sense was the PRI. Deputy Erubiel Alonso said that this was the “greatest robbery of history to the working class, since Infonavit will use workers’ savings to build homes.”

He said that this money will be in the hands of Octavio Oropeza, who is director of the Institute, but during the government of Andrés Manuel López Obrador, he was the head of Pemex, so he recalled that now the parastatal is “broken”.

“There are 2.4 billion pesos, it is the savings of families for years, antiques, sacrifices, today they will remain in the hands of a single man, who will be able to make decisions at ease and in whatever occurs. It is not a personal issue, it is in the hands of who are we going to leave this resource of the workers. The director of Infonavit is a specialist in agricultural matters, (but) he is not a civil engineer or architect or administrator, ”said the PRI.



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