Intercorp Financial Services (IFS), the financial holding company made up of Interbank, Inteligo and Interseguro, today reported its results for the first quarter of 2022, registering a return on heritage (ROE) of 17.4%, supported by the capitalization of its subsidiaries and its digital strategy, which has driven greater use of its digital products and services.
In this first quarter, he highlighted that Interbank’s ROE reached 19.1%, supported by the growth of personal banking, in particular, consumer loans and small business banking. In this sense, he pointed out that the bank is accompanying small businesses in their recovery to pre-pandemic levels, with a new, more efficient and personalized virtual service model, implemented based on its analytical management and customer knowledge.
In the conference with investors, the Vice President of Finance of IFS, Michela Casassa, pointed out that, at the end of the first quarter of 2022, IFS registered a profit of S/ 403.3 million and an efficiency ratio of 37%, which qualified as a strong start to the year.
financial inclusion
The promotion of Interbank’s digital strategy had an impact on the reduction of financial inclusion gaps, making it possible for 1.8 million Peruvians to have access to the Tunki digital wallet, which allows them to establish contact with a network of almost 7 million clients from other banks through PLIN.
In this sense, the use of the bank’s digital channels continues to grow, since the number of digital customers who do not go to financial stores reached 65.2%.
Likewise, the digital insurance offered by Interseguro made it possible to include more than 141,000 people who did not have life, traffic accident, travel and similar insurance. Michela Casassa also highlights that more than 80% of SOAT’s sales were made digitally.
On the other hand, it was reported that, in April, IFS completed the acquisition of Scotiabank’s participation in Middle Payment Processes (PMP), which added to Interbank’s 50% share in said company, managed to integrate the operation payments to your financial platform.
