As indicated by the Fund, debts initiated prior to March 31, 2021 inclusive are included. Under this regime, debts can be paid in more installments: before they were up to 72 and now they will be up to 120 monthly installments, with an interest rate for financing of 4% annual effective.
The obligations owed will be updated by the variation of the Average Index of Nominal Salaries (IMSN).
By changing the way of updating the debts, in some cases the amount of the debts can decrease.
The purpose of the Fund is to encourage professionals to consult their situation through the institution’s website, in order to regularize and regain access to the coverage benefits provided by the Fund.
The regulations establish as conditions: “The periods that are financed under the Law may not be included in subsequent payment facility agreements, and must be paid in full prior to the signing of a new agreement for subsequent debits.”
In turn, those who avail themselves of this regime and enter into a payment agreement may not enjoy the benefits granted by the Fund without prior cancellation of all installments as well as any other obligation, with the exception of subsidies. due to temporary disability and pregnancy due to non-definitive disability.