Between January and March, loans were made for $55.9 billion, 20% more than in the same period of 2021, when the figure reached $46.3 billion, according to the study. Credit in the first quarter 2022 and the role of young people in credit activity, carried out by DataCrédito Experian.
(The employment of women in Colombia continues to increase).
The foregoing shows the great reaction and the increase in credit activity in Colombia, which has contributed to the good growth of the country’s economy, said Santiago Rodríguez, a professor at the Universidad de los Andes when analyzing the study.
Between January and March 2021, a total of 7.9 million operations were carried out and for the same period in 2022 they increased to 10.7 million, equivalent to an annual growth of 35.6%.
It is observed that, for the two time periods, lWomen have a higher percentage than men. For the first quarter of 2021, they had 52.3%, while men had 47.7%.
(Colombian youth, leadership quota at the Davos summit).
Reviewing the percentages for 2022, women gain participation, as they grow 0.9%, to reach 53.2% of total credit operations. This shows that women continue to actively participate in credit activity.
According to the study, the range that accumulates the highest percentage of credit operations is that of 36 to 45 years (around 25%), This is followed by the ranges from 29 to 35 years old (around 21.5%) and from 22 to 28 years old (around 19%).
Regarding the change in participation between the two years analyzed, it is evident that the younger the applicant’s age, the greater his gain in participation. The first three ranges, between 18 and 35 years old, are those with positive changes in participation, while the other age ranges lose participation.
In particular, the range of 18 to 21 years, increased a very important value of 2.1%, going from 2.6% to 4.7%. The next range from 22 to 28 years old, their participation grows by 1.9%, reaching 20.5% by 2022.
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