Save money Money is one of the habits that continues to gain importance in recent years, but its value changes as time goes by. Against this, there are efficient ways to generate a good return at minimum risk. But what type of investment is the most appropriate?
In this regard, Vivir Seguros, an expert company in the management of investment funds, mentioned the prospects of a fixed or variable income.
He indicated that the fixed rentone of the most popular forms of investing in the world, guarantees investors some stability with minimal risk of loss.
While the equities it is riskier, but can offer much higher returns. “The higher the risk, the greater the possibility of achieving a higher return“, said.
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According to the entity, setting financial goals is the first step in making your money grow steadily over time. Then you can identify the time period of your investment and based on it, you will evaluate how much risk you are willing to assume.
In which cases should I invest in fixed or variable income?
According to Fernando Menéndez, Investment Manager at Vivir Seguros, older people will generally find it convenient to invest their assets in fixed rent.
He pointed out that this guarantees a lower risk and will be able to receive the same amount of return on a constant basis month after month.
As soon as the equitiesthe specialist said that it is more recommended for young people or people with high net worth who can take a greater risk and want to obtain a greater return in the long term.
He explained that the important thing is that the investor understands that wealth is not static and this dynamism can help people better invest their money. “The most advisable thing is that at the beginning young people start through a variable income fund with higher risk and with the passage of time migrate towards fixed income“, accurate.
constant advice
According to Menéndez, depending on the decision made by the investor, it is important that they work hand in hand with a financial entity that has the support and experience to guarantee that their investments will be used in the best possible way.
Likewise, the executive specialist referred people to invest with a company that manages various investment options, this will allow diversifying assets and adapting more quickly and easily to the flow of the market.
