According to a study carried out by the firm Kantar, in Colombia, for example: they found that only 1 in 10 Colombians save a small part of their salary.
Colombian News.
People who save do so with the aim of buying a home, to be more exact, we speak of 23% of the population, 14% invest it in education and 11% leave it for travel and moments of rest or leisure.
Taking into account the above, it should be noted that 12% of the population of people who do save, do so, but in reality they do not have it for any defined objective.
Keep in mind
Saving in Colombia is essential to achieve the goals that the citizen wishes to obtain, such as acquiring their own home, making their dream trip or investing their money in academic studies for their life and professional career.
Read: Banco W continues to be the engine of Colombia’s economic recovery
Taking into account the above, savings should be managed as a reserve of value which can be used to cover unforeseen events that arise in various situations of daily life.
If you as a citizen or parent have not started with the task of saving, it is time for you to join this great habit that will help you in the future to alleviate unforeseen events or special situations.
We tell you how to save and thus achieve your purposes
1. Write down all expenses: This step is essential because you will be able to keep an order of your finances.
two. Begin to be aware of your expenses: Learn to identify those expenses that can be replaced and are not essential for daily life.
3. Reduce expenses: Think very well before acquiring a good or service.
Four. Define your savings: Propose a clear sum of money so that it can become a habit and allocate these resources before any expense.
5. Set goals: It is key to have a source of motivation during the process, that is, a purpose.
Also, keep in mind that the premium payment is coming up in a couple of days; It is worth clarifying that the premium is the additional payment to the ordinary salary that is generally made twice a year in June and December, months in which there are more expenses in Colombian families.
For this reason, Colombians are recommended to invest that money in goods or products that in the future begin to generate profits or extra income.
It should be noted that it is not bad to treat yourself or please the family as long as precautions and limits are managed.
Save if possible!
Your dream of traveling, buying a motorcycle, studying, or growing your business is possible with the totally free Savings Account of W Bank easy to open!, where you can save your money safely, profitably and withdraw it when you need it, you can even save while paying your credit through our Pagahorro product, or by payroll discount through our Savings agreement.
At Banco W we are convinced that saving has a great impact on the well-being and quality of life of people, since it constitutes an important lever for the fulfillment of dreams and goals, such as the acquisition of housing and the creation or consolidation of the microenterprise in our country.”, reported from the financial institution.
