Barely one in 10 Colombian women is fully included in the financial system, which means that they have various financial products and services, which they use intensively.
(What are the most used financial products in Colombia?).
This is one of the conclusions of a study carried out in seven Latin American nations by Ipsos Peru for the Credicorp financial group of that country, which has a presence in Colombia. According to the study, while 18% of Colombian men reach the ‘achieved level’ of financial inclusion, that is, access, use and perceived quality, only 12% of women do so.
It mentions that the gender gaps in financial inclusion in Colombia are perceived especially in terms of having savings accounts and credit cards, since it was identified that 42% and 19% of men have these products, respectively, in contrast to 30% and 10% of women.
Something similar happens with access to creditsince 16% of women have a loan in the formal system, compared to 29% of men.
(This is how business financial inclusion goes in Colombia).
Silvia Noriega, sustainability manager of the Credicorp Group, said that Colombian women, however, stand out for their possession of digital wallets and pension funds. In the first case, 25% of those surveyed claimed to have a digital wallet, which places Colombia as the second country in the study with the highest percentage of women who access this digital channel, above the regional average (10%).
Colombia, with 15%, is also the second country with the highest percentage of women who have pension funds, only surpassed by Chile with 24%.
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