“The advantage (of shared accounts with Revolut) is that if you want to have this product with any bank you have to go to the branch and with this, the contract you have in the branch is enough. app“, said.
For the manager, with this functionality they seek to cover more aspects of customers’ lives and increase customer acquisition to offer more credit products in the future.
Due to regulatory issues, it will only be possible among Revolut customers in Mexico. The advantage of clients entering the ecosystem is that the company already has the client’s complete files. In terms of debit, people can also use that joint money in currencies such as dollars, euros, yen, pounds sterling, Turkish lira, among others.
Shared accounts are part of the “family products” and are among the highest priorities within everything that is not credit, that is, within deposits. The objective is to cover more parts of customers’ lives, adapting products that already work in Europe to the Mexican market.
For credit cards, Gutiérrez highlights that they make adjustments to metrics and measurements quickly to increase credit lines based on people’s behavior.
“We want to do it as soon as possible, as long as it is done responsibly, precisely to avoid debt,” he stressed.
