The current scenario in peruvian economy it focuses on inflation and the rise of the dollar, generating great uncertainty in the population and the business sector. Despite this, experts acknowledge that investing in real estate during difficult times it can be a great opportunity to increase individual capital in the future.
For example, in March of this year, the sale of new homes in Lima reached 1,460 units, the highest figure in the last 12 months, according to the Real Estate Analytics Report of the Association of Real Estate Companies (ASEI). In addition, according to the same entity, Miraflores is one of the Lima districts that is positioned as the one with the highest demand for home purchases, with a 60% recovery compared to 2021.
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For this reason, although the situation envisions a scenario of uncertainty, for Mariana Fernández, Sales Manager of V&V Grupo Inmobiliario, there are reasons that explain why investing in a home today is not a bad decision.
- Revaluation. This is one of the main factors that has driven many owners to purchase a property. For example, in the case of land, they were revalued by up to 22% in 2021, driven by a strong reactivation of the real estate sector. In addition, the total average value per square meter in Lima increased by 9.9% compared to December 2020, reaching S / 6,600, ASEI indicated.
- Facilities in financing. Making the purchase of your apartment now could be opportune due to the availability of money that you may have, basically due to the withdrawal of the AFP and the CTS. “Given the situation, real estate agencies are being more flexible in our offers, both in discount levels and in payment facilities,” says the specialist.
- Savings protection. Despite the economic crisis, home purchases have been increasing, which can be a good savings protection strategy or a good rental business investment. However, an important point to keep in mind is to evaluate the interest rates of mortgage loans.
Likewise, the specialist of V&V Grupo Inmobiliario advises owners to first determine the location of the property (district and accessibility), compare price vs. quality in the chosen area and make sure that the department has an efficient distribution. Also, make sure that the real estate agent is reliable and has a solid track record in its field.
