The Social Security Institute (IPS) offers significant financial support to senior citizens who have lost their spouse, who was a contributor or pensioner under the old pay-as-you-go system. This benefit, known as the Widow’s Pension, provides amounts ranging from $69,748 to $104,042, depending on the specific circumstances of each beneficiary, in order to help them cope with financial difficulties following the death of their partner.
To request the Widow’s pensionInterested parties can do so in person or online. In the online mode, they must access the ChileAtiende web platform, select “Request a pension” and enter their RUN to start the process through IPS en Línea using their Clave Única. Alternatively, they can gather the necessary documentation and go to the ChileAtiende offices to complete the process with the assistance of the staff.
Senior citizens who wish to access the Widow’s pension They must meet certain specific criteria. These include that the marriage must have taken place at least six months before the death of the contributor or the partially disabled pensioner. If the deceased was a pensioner for old age or total disability, the marriage must have taken place at least three years before his death. These time limits do not apply if the couple has minor children, if the widow is pregnant or if the death was the result of a common accident.
Other requirement The essential thing is that the deceased spouse must have registered at least 401 weeks of contributions. In addition, the spouse’s death must not have been caused by an accident at work or an occupational disease that generates a pension. These requirements ensure that the aid reaches those who really need it and meet the conditions established by the IPS.
In the case of male spouses, the following are added: requirements additional: they must have been declared disabled by the Commission for Preventive Medicine and Disability (COMPIN) and have been financially dependent on their deceased spouse. This ensures that the Widow’s Pension also supports men in vulnerable situations following the loss of their partner.
