A credit card is a fundamental tool for the financial life of people, since it can be used to make various payments, and it is of great help, especially at the time of an emergency. However, there are situations where the user is highly exposed to card cloning, and being the victim of a scam.
Card cloning is a tactic used by criminals to gain access to the money provided by the bank to the user, and make illegal use of it.
By the way, the economist Lilliana Rodriguez Alvarez He shared three tips to avoid having your card cloned:
1.- Never lose sight of your card of credit
If you are going to pay something, never hand over your card to such an extent that you cannot see what they are doing with it, you have every right to have them bring you a wireless check so that any payment is made in front of you, otherwise, go to the box so that you are the one who makes the transaction directly.
2.- Use a credit card without visible confidential information on the plastic
protect your Personal Identification Number (PIN) and don’t share it with anyone. It is a very personal key that if you share it, you would be giving someone else access to your accounts.
We invite you to read: What you should have pending for good credit card management
In this way you guarantee that if you have to hand over your card, you will not see private information.
3.- Buy on secure internet pages with your credit card
If you are one of the people who frequently buys online, it is important to verify that the site is safe to place your card details, confirming that it has a lock icon in the search bar.
4.- Receive notifications of your movements
Something highly recommended that you can do and it is very helpful, would be to contact your provider to obtain notifications of the movements that are made on your card, with which you can take immediate action in case you do not recognize any.
5. Do not expose your banking information
It is important to take all the necessary measures to avoid exposing your banking information, preventing someone else from having access to make expenses with your account. In the event of becoming a victim of card cloning, the first thing you should do is notify your bank and request reports about the money replacement process.
