The PAD Bonus (Payment Associated with Diagnosis) Fonasa It is a key tool that allows users to access various health benefits in private centers at a fixed and pre-established cost. This benefit is extended to people registered in sections B, C and D of Fonasa, who contribute 7% of their income. However, there are certain procedures that are not covered.
What does the PAD Bonus include?
He PAD Bonus It covers a wide range of medical procedures, from surgical interventions to services such as hospitalization, medications, examinations and all supplies necessary during care. In addition, it includes postoperative care up to 15 days after discharge. Despite its comprehensive coverage, there are certain limitations regarding specific procedures.
Interventions not covered by the PAD Bonus
Below, we present a list of the 7 interventions that are not included in the PAD Bonus:
- Adjunctive surgeries derived from PAD diagnoses: Additional procedures not contemplated within the original diagnosis.
- Medical complications after 15 days after discharge: Any treatment required beyond this period will not be covered.
- Intraocular lens in cataract surgery: This input must be financed through a complementary medical program.
- Unexpected medical problems during childbirth: It does not cover cases such as amniotic fluid embolism, consumption coagulopathies or thrombophilia.
- Malformations or previous pathologies in premature newborns: Especially if they are born before 37 weeks of gestation.
- Multiple pregnancies: Because they are considered high risk, they are not included in the PAD package.
- Prostheses in abdominal hernias and complex vascular accesses for hemodialysis: These supplies must be paid for by other means.
What to do if you need a non-covered procedure?
If any of these interventions are necessary, it is important to look for alternatives such as complementary programs or private insurance. Furthermore, in cases of complications not covered, it is advisable to consult with Fonasa to explore possible financial solutions.
Benefits covered by the PAD Bonus
Although there are certain exclusions, the PAD Bonus It covers a total of 73 interventions, including procedures such as bariatric surgery, hernia treatment, cataracts (not including the intraocular lens), and many more.
