This implies that any public or private worker can apply for a mortgage loan with that rate to purchase homes anywhere in the country, including rural areas.
On the other hand, the criterion of applying a variable rate based on the operation is maintained, which implies taking into account the profile of each client, the characteristics of the loan and the percentage of the home purchased that is financed.
In addition to being the only local bank that lends up to 100% of the cost of the property with the presentation of a second guarantee, the BHU offers the most convenient conditions in the market in terms of associated costs.
In this sense, it does not charge a commission for the credit granted, it offers the possibility of making partial repayments after two years of requesting the loan, and it charges a very low life insurance through a recent agreement with the State Insurance Bank ( BSE).
Since its return to the mortgage loan market, which occurred in December 2008, the BHU has achieved leadership through proper management, which has allowed it to consolidate its loan portfolio with efficiency and productivity, generating the financial solidity that allows it to offer the population a more convenient proposal by adjusting interest rates.
Simulator
Those interested in BHU loans can access the simulator to define the proposal that fits their needs at the link //www.bhu.com.uy/Calculadora-avanzada/
