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The 3 things that you should take into account so that your pension for disability does not suspend you

The 3 things that you should take into account so that your pension for disability does not suspend you

The disability pension in Colombia represents an essential support for those who have lost their partial or total work capacityoffering economic stability in difficult times. However, to maintain this benefit, it is essential to meet the legal requirements established by colpensions.

According to colpensions, The entity responsible for managing and paying the pension for disability in the public regime in Colombia, it is key to meet the requirements that it requires to conserve the benefit.
For this it is essential:

1. Make the periodic medical reviews required by the entity.
2. Respect the deadlines between these reviews.
3. Keep updated the medical history and documentation that supports the evolution of disability.

The disability pension is aimed at those who have remained with a decreased working capacity to a degree that legal restrictions establish, and seeks to offer economic support when the person can no longer work fully.

(Read more: The four professions that would be replaced by AI in 2030 in Colombia)

Pension

Source: Canva

But it is not a right that is granted absolutely without conditions: it requires demonstrating the degree of disability and complying with the legal requirements imposed by the system.

If medical reviews are not carried out or if the necessary documentation is not updated, Colpensiones could suspend or cancel the pension paymentit must verify that the condition of disability persists or that there are no improvements that justify their withdrawal.

Therefore, the beneficiary must be attentive to the deadlines and notifications of the entity, and ensure to maintain their updated medical and labor history to avoid inconveniences in recognition of the benefit.

When is a disability pension recognized?

According to current regulations, to access the disability pension, the affiliate must meet the following requirements:

Contribution requirements according to age:

Under 20 years: Having quoted at least 26 weeks in the year immediately prior to the fact that caused disability or his declaration.

20 years and older: Have quoted at least 50 weeks within the three years before the start of the state of disability.

Flexibility in the price requirement:
When the affiliate has completed at least 75 % of the weeks needed to access the old -age pension, the price requirement is more flexible. In this case, it is only required to have contributed 25 weeks during the three years prior to the disability opinion.

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How long does the pension recognition process take for disability?

The process of recognition of the pension due to disability to colpensions can take, on average, between 4 and 6 months From the moment the affiliate presents the complete application with all the required documentation.

This period may vary according to the complexity of the case, the volume of ongoing procedures and the speed with which the necessary medical opinions or certifications are delivered.

During this period, Colpensiones review the opinion of loss of work capacity, verify the weeks quoted, analyze the contributions made and determine whether the legal requirements are met to grant the benefit.

In some cases, when there are inconsistencies in labor history or a new medical assessment is required, the process can be extended.

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