The Insurance Superintendency stated this Friday that the company Insurance Reservations presents a solid positionhighlighting its position within the insurance market Dominican.
After highlighting that this company has audited financial results from previous periods, duly audited and supervised, the superintendent Julius Caesar Valentine reported that as of November 30, 2025 Insurance Reservations presented profits of 2,342.4 million pesos, which represents a growth of 139.3%.
In a press release, Valentín specified that Insurance Reservations currently occupies the second position in the market by premiums written, it is the first in heritagewith more than 8,766 million pesos, and the second in volume of assets, technical reserves and investments.
The official’s clarifications come after last December, the economist and opposition politician Juan Ariel Jiménez indicated that this state company suffered a deficit situation in its finances.
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Valentín indicated that, since its founding, Seguros Reservas maintains solvency and liquidity ratios that exceed the required minimums, with equity surpluses greater than 20% higher than what is required by current regulations, as well as management indicators—administrative expenses, growth and profitability—above the market average and in line with its main peers.
The official highlighted that this entity has a technical team with extensive experience, the support of runners channel of insurance and the support of top-level international reinsurers. In addition, it has the highest international qualification awarded by AM Bestwhich constitutes an external validation of your financial strength.
He assured that all companies in the sector are subject to permanent supervision processes regarding the prevention of money launderingas well as in technical and financial matters, which cover the review of technical reserves, calculations of indicators such as solvency, equity and liquidity required minimum, reinsurance contracts and regulatory compliance.
Debate with official data
Valentin appreciated the citizen interest in strengthening the transparency and invited that the debates on the financial and insurance system be in accordance with the official informationto the current legal framework and to the technical reports issued by the competent bodies, available on the website of the Insurance Superintendence.
Reaffirmed its commitment to guarantee continuous supervisiontransparent, low international good practices and with the focus of maintaining a insurance market with solvency, liquidity and sufficient financial support to guarantee the protection of policyholders and contribute to the stability and credibility of the Dominican insurance system, as established in the press release.
About the sector
Regarding the general behavior of the insurance marketthe head of the regulatory body reported that, as of November 30, 2025, it recorded a year-on-year growth in premiums collected of 12.5% and estimates that, at the end of the year, the total volume of premiums will exceed 150,000 million of pesos.
“This performance is a reflection of the public’s confidence in the insurance and the financial stability of the supervised entities“he stressed.
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He explained that this growth was mainly driven by the collective life, motor vehicle, health, fire and allied lines branches, which presented increases of 17.6%, 11.2%, 9.7% and 12.3%, respectively, “which shows a diversified industry with the capacity to adapt to the needs of the economy and the population.”
From a prudential point of view, the superintendent highlighted that the market maintains adequate solvency levels, liquidity and technical reserves, exceeding the parameters required by the Law 146-02 about Insurance and Bail Bonds.
“This allows us to affirm that it is a financially strong industry and with the ability to respond to your commitments“he pointed out.
