To approve any credit, in Colombia, financial entities carry out a review ‘credit score’ of the users who make the respective requests.
(Microcredit increased 30% participation of companies in the field).
According to Banca de Oportunidades, as of March 2022, 91.2% of the adult population was registered in the country’s financial system. And 34.6% of these had a current credit alternative.
To approve the credit, several aspects are taken into account, below we will tell you what they are and how you can improve your score to request a credit product.
(This is the new capital fund for fintechs that offer credit).
have some pcurrent subtraction It is the first aspect that can help when acquiring a loan. Since, according to experts, it evidences a credit experience that allows the bank to measure the applicant.
Therefore, it is important properly manage creditwith payments on time, and a record that reveals good behavior with the obligation.
Likewise, comply with the payments of other types of obligations, such as services or rent, which are often also evaluated by financial entities.
(96% of banked users use bank mobile ‘apps’).
Finally, experts also recommend have a regular source of income and not being reported in risk centers.
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