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February 14, 2025
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Senate endorses in general and particular the reform to the Infonavit Law

Senate endorses in general and particular the reform to the Infonavit Law

The senator for the PT Geovanna Bañuelos commented that this reform seeks to provide “a decent roof” to the Mexicans and revindicate the house as a human and fundamental right.

“The objective of this reform is to ensure that no one is left without the opportunity to access a decent home (…) Our dear president Claudia Sheinbaum Pardo aims to build a million housing of social interest during their mandate. 500 thousand of They will be in charge of Infonavit, “he said.

Accompanied by PAN members carried posters in which “bread defends savings”, Senator Gina Campuzano recalled that during the Government of Felipe Calderón, 6.6 million homes were built in Mexico; With Enrique Peña Nieto, 1.5 million, and with Andrés Manuel López Obrador, 835 thousand.

“What you reflect here in this initiative is that the only objective you have is to grab the savings of Mexicans, which are 2.4 billion pesos that will want to grow; 77 million Mexican families will be affected,” he said.

Meanwhile, his benchmate Imelda Sanmiguel questioned the Senators of Morena by remembering that this week they met with employers and workers’ unions, but did not take into account their proposals to include them in the reform.

“It was only a simulation, because what Coparmex asked him to change the opinion, they did not move a single comma,” he emphasized.

In the same position was PRI Mloy Romero, who claimed that the director of Infonavit, Octavio Romero Oropeza, is given in the reform to handle workers’ savings.

For the MC bench, Senator Daniel Barreda Pavón questioned that the filial company, through which Infonavit will build the houses, do not have “controls” about the use of workers’ savings, because he said that there is no certainty of that this money will only be destined for that purpose.

“My main reason for my vote against is the creation of the Infonavit subsidiary company under a scheme that does not guarantee the equitable participation of workers and entrepreneurs in decision making about their own resources,” said the emecist.

What is it about?

In the reform of the Infonavit law, it is established that the institute’s resources and those under their administration, such as the National Housing Fund for workers, will be used for the construction of the homes carried out by the Institute through A filial company.

It is emphasized that the General Directorate of the Institute will provide the “necessary” to make available to the public, periodically already through its website, “clear, simple, precise, reliable and updated” information that allows to know the financial situation, Administrative, economic and risk related to the National Housing Fund for workers.

Likewise, the same information of the filial company, its construction and supplier projects must be given.

In addition, the inspection of the Infonavit will be ordered to be in charge of the Superior Audit of the Federation (ASF) and this will be competent to review the activity of the Institute as an autonomous fiscal body, the due integration and administration of the heritage of the Institute, the exercise of the exercise of the Budget of administration, operation and surveillance expenses, as well as the investment budget in real estate construction and administration.

It is established that the National Banking and Securities Commission will supervise and monitor that the operations of the Institute in Credit Matters conform to the established norms and it is ordered that, in case of breach of the Infonavit, “self -correction programs” are established and in their case Give view to the Comptroller General of the Institute of Breach to the Program.

The law indicates that Infonavit will not only build, but may rent homes to workers. For this they will have the following obligations:

  • Pay in time, form and completely the income to which they are obliged, so the amount of the income will be discounted from the salary of the workers.
  • Take care of the house.
  • Notify the institute of any defect, damage or deterioration to observe.
  • Discounted and deliver the house that is granted at the end of the lease.
  • It is prohibited for workers to use ranking housing other than their room and residence, as well as giving it in sub -reflection.

And in the Federal Labor Law it is mentioned that fertilizers to cover the loans of the National Housing Fund for Workers, for social lease, acquisition, construction, repair or expansion of housing, 20% of salary should not be exceeded for loans and 30% of income salary.



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