The Senate approved today (16) the Provisional Measure (MP) that makes it easier for public safety professionals to buy their own home. The benefit includes security agents with a gross monthly income of up to R$7,000. The text provides for the use of resources from the National Public Security Fund (FNSP) to subsidize the business. The text goes to presidential sanction.
One of the arguments of the MP’s rapporteur in the Senate, Marcos do Val (Podes-ES), to get the text approved was that many police officers live in places with high levels of violence, and this puts the safety of these professionals and also of others at risk. your families. After the approval was assured, the politician thanked his colleagues.
“I want to thank you for understanding and understanding a category that is hardly seen by society, it is only in extreme situations, when our lives are at risk, that we remember these professionals. And here they were remembered, so that they can have the security of a home, a safe place with their family, even so that emotionally they can leave for work knowing that their family is safe.”
Benefit
The MP includes civil police, military, federal, road and criminal police, as well as firefighters, prison officers, experts and municipal guards. The National Congress added categories that may have special financing conditions, but cannot receive subsidy. They are socio-educational agents, traffic agents and legislative police.
The program is valid for active, retired, retired and retired professionals, as well as for spouses and dependents of security agents who have died as a result of the activity.
The maximum value for a property to be financed by the program will be R$ 300 thousand. Financing can be paid off in up to 420 months (35 years). Caixa Econômica Federal will be the operating agent of the program and may also act as a financial agent (the bank that actually makes the loan). For properties owned by Caixa itself, financing of up to 100% of the value of the property will be accepted.
To qualify for the benefit, the professional must have at least three years of effective exercise in public office. Subsidies are divided according to four gross remuneration bands, considered as total salary minus temporary and indemnity benefits. The text also provides, when possible, priority of care for professionals with disabilities.
It will be prohibited to grant a subsidy to anyone who already has a property in any part of the national territory, even as a possession or promising buyer. The exception will be for those who have a fraction of up to 40% of residential property. If the person owns the land, he can finance the construction of the residence, but he cannot make renovations, expansions, completions or improvements to real estate.
*With information from Agência Senado.
