The balance of the application in the savings account fell in September, registered with more withdrawals than deposits. The exits surpassed the entries at R $ 15 billion, according to a report released on Wednesday (8) by the Central Bank (BC).
Last month, R $ 356.6 billion were applied, against withdrawals of around R $ 371.6 billion. The income credited to savings accounts totaled R $ 6.4 billion. The balance of savings is just over $ 1 trillion.
This is the third month followed by negative results in savings. The first four months of the year were also withdrawn, followed by May and June with liquid entries. In the accumulated 2025, the notebook has a net rescue of R $ 78.5 billion.
In recent years, the notebook has been recording more withdrawals than deposits. In 2023 and 2024, net withdrawals from savings were R $ 87.8 billion and R $ 15.5 billion, respectively.
Among the reasons for withdrawals is the maintenance of Selic – the basic interest rate – on the rise, which encourages the application in better performance investments.
In July, BC’s Monetary Policy Committee (Copom) interrupted the interest rate increase after seven high in Selic and has since maintaining the rate at 15% per year.
The purpose of the monetary authority is to ensure that the 3%inflation target is achieved. When the copom increases the basic interest rate, the purpose is to contain heated demand, and this causes reflexes in prices because higher interest rates make credit more expensive and stimulate savings.
Until August, the National Consumer Price Index (IPCA) – considered the country’s official inflation – accumulates high of 5.13% in 12 months.
