The month of December is approaching and workers in a dependency relationship will receive a separate amount, from the best salary they have received in the second semester of the current year, called average bonus.
The bonuscalled Complementary Annual Salary (SAC), consists of the twelfth part (1 of 12 parts) of the best salary that is paid to a worker and also to retirees each year, that is, it is intended for registered employees of the public or private sector, retirees and pensioners of the country.
This commonly called medium bonus It will be paid in the month of December, until the 18th of the month of 2022, and to calculate it, the following mathematical operations must be taken into account: first, the best salary from July to December must be divided by two, then divide that amount into six and, finally, multiply it by the months worked.
Even so, there are more variables in the calculation of the best salarybut The following must be disregarded: social benefits such as the company’s canteen service, the provision of protective clothing and clothing, and the equipment of the employee for the correct performance of their work, one-time bonuses and training courses or seminars should not be taken into account either.
On the other hand, the variables that must enter into the calculation of the best salary of the semester are overtime, commissions and in general all remunerations that are part of the final salary received by the employee.
Where to invest to beat inflation
Currently, there are different ways to invest to beat inflation, which, according to private consultants, will exceed 100% by the end of the year. Either online or in mutual funds. If you are looking for a short-term remuneration, in terms of investments, you can choose to add letter X17F3 that adjusts capital for assets that adjust with inflation (CER).
Likewise, you can opt for a TX23 bond, maturing on March 23, 2023, which yields 4.5% above inflation. If a low amount is received in the Christmas bonus, it can be invested in a common fund of AdCap Wise Capital Growth, which also has CER instruments.
If you are more risky, you can try CEDEARs, which have maturities of more than one year. They are assets with local operations that represent shares in companies listed abroad. A US account is not required in this case, even if investing in that country. It is recommended to invest in Coca Cola (KO), Alphabet (GOOGL), in CEDEARs of the ETF of the S&P500 Index (SPY) and the Berkshire Hathaway (BRKB).
