A reform approved by the Chamber of Deputies of Mexico authorizes the resources “abandoned” in banks to be used to finance public security issues. The proposal was sent to Senatewhere it must be endorsed for its enactment.
The A,B,C of reform
The Project was introduced by Ignatius Mier Y juanita wardeputies of Brunettethe president’s party Andres Manuel Lopez Obrador.
In the document, the legislators argue that since Mexico is “a victim of the exponential growth of crime in its different forms”, it is necessary to strengthen security institutions and actions. public through a more robust budget.
Therefore, the legislators propose that “the resources, as well as the interests and accumulated returns” from the “abandoned” accounts are used for “policies and actions to combat crime.”
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Banking institutions would be required to deliver the resources confiscated during the year to the government within a maximum period of 15 days from December 31.
Since 1990, in Mexico it is possible to confiscate resources from accounts that have not registered movements for three years, but in that case the money is transferred to a global account. If the estate continues without presenting any activity for three more years, the resources are allocated to a public charity.
The initiative sent by mier and Guerra was approved by the lower house with 483 votes in favor, zero against and one abstention last Tuesday and a day later it was received by the Senate, which has already begun discussions for its eventual vote.
The details of the proposal
The project intends to modify article 61 of the Law of Federal Credit Institutions so that the inactive resources that have been sent to a global account prescribe in favor of public security after six years and not towards a charity as it happened.
The money collected will be distributed 50% to the federal forces, 30% to the states and 20% to the municipalities and mayors of the country. Banking institutions would be required to deliver the resources confiscated during the year to the government within a maximum period of 15 days from December 31.
Lopez workshop indicated that it is possible that the resources are not used in matters of public security, as proposed by the reform, but in social programs, since yet “There is time” for the Senate to modify the proposal.
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The provision also limits the amount to be seized per account. The law in force establishes that confiscated resources are not can exceed the 1,537.1 dollars (300 days of minimum wage), the proposed modification increases the amount to about 2,600 dollars.
Another destination for idle resources
In his morning press conference this Thursday, the president of Mexico, Andrés Manuel López Obrador, indicated that it is possible that resources are not used on public security issues, as proposed by the reform, but on social programs, since there is still “time” to that the Senate modified the proposal, he said.
“That the subject be delved deeper, as it still has to go to the Senate there is time, because it seems that confiscated in the case of crimes, a percentage, is for the Federation and another for the states, and I would say no, that it be for people with disabilities, for older adults, for health, “he explained.
The reviews behind
The measure has generated various criticisms from experts and opponents such as the former president of Mexico Vicente Fox, who accused that “it is a mini banking nationalization.”
In this regard, Senator opposition Miguel Ángel Mancera, indicated that the appropriation of any type of account is “unconstitutional” and added: “We cannot allow it.”
In a more detailed analysis, the former president of the National Commission for the Protection and Defense of Service Users Financiers, Mario di Costanzo, indicated that there are many workers in the country who are unaware that their retirement savings are located in unallocated accounts, as well as medical insurance beneficiaries who do not know that there is bank money granted to them and that these people could lose these resources if the initiative is approved.
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“Does that seem fair to you?” the official wrote on his Twitter.
The president’s position
As a response to all the accusations, López Obrador considered that “a scandal” has been made by the initiative and assured that the banks are behind the criticism.
“I warn that there are interests from the banks, because there is a lot of money that is left in the banks,” said the president.
Likewise, Lopez Obrador denied that the government needs resources to be able to finance himself because he enjoys healthy finances.
“When do not there is corruption, the budget give up, reach You don’t have to go around bagging like they did before: increasing taxes, gasoline, indebting the country, “said the president.
