The Universal Guaranteed Pension (PGU) is a state benefit in Chile that seeks to financially support people over 65 years of age, especially those who have not managed to save enough for their retirement. The monthly amount of the PGU is $214,296, a figure that can make a big difference in the budget of older adults who do not have other stable income.
To access the PGU, it is not necessary to be retired, but certain conditions must be met. requirementsThe first requirement is to have reached the age of 65. In addition, it is essential not to belong to the richest 10% of the population, which is verified by the analysis of the family group at the Social Security Institute (IPS). Another requirement is to have resided in Chile for at least 20 years, either continuously or discontinuously, since the age of 20. It is also required to have lived in the country for at least four of the last five years prior to applying for the benefit.
A requirement An additional requirement is that the person must have a calculated base pension that is less than the maximum pension established by the PGU regulations. This calculation is carried out by the IPS once the application has been submitted. It is important to mention that Dipreca and Capredena members cannot access this benefit, which limits access for certain specific groups of pensioners.
The request of the PGU It can be done easily through various channels. One option is to do it online, every day of the year, through the ChileAtiende website (www.chileatiende.cl), using the ClaveÚnica. In addition, on business days, it is possible to request the PGU through video assistance on the ChileAtiende or IPS websites (www.ips.gob.cl), without needing a ClaveÚnica.
You can also go in person to one of the 202 branches of ChileAtiende, to the municipalities in agreement with the IPS, or to the AFPs or insurance companies if the person is affiliated with one of these entities. Finally, it is important that applicants are registered in the Social Registry of Households, since this registry provides the necessary data to evaluate compliance with the requirements for the PGU.
