The installments of indebted families (with debts in arrears or not) and in default (with debts and accounts in arrears) reached the highest values in 12 years, in April this year, according to the National Confederation of Commerce of Goods, Services and Tourism (CNC). ).
The percentage of indebtedness reached 77.7% in April, the highest level since the beginning of the Indebtedness and Default Survey (Peic), by CNC, in January 2010. In April 2021, families with debt were 67.5 %. In March of this year, they were 77.5%.
The percentage of defaulters reached 28.6%, the second highest level in the survey, just below the rate of January 2010 (29.1%). In March this year, the share was 27.8%, while in April 2021 it reached 24.2% (4.4 percentage points lower than in April this year).
Families that will not be able to pay their debts reached 10.9% in April this year, up from 10.8% in the previous month and 10.4% in April last year. This is also the highest rate since July 2021, when the same 10.9% was recorded.
Credit card is the main reason for debt. Among indebted families, 88.8% have debts with the card.
Debt commitment time was 7.1 months, down from 7.2 months in March, but up from 6.8 months in April 2021.