New Mivivienda Credit: Know the age range of Peruvians who access this benefit

Between January and September of this year, Nuevo Crédito Mivivienda delivered 8,916 mortgage loans to people looking to acquire a property. Among the beneficiaries are men and women of different ages, know here the age that predominates among the beneficiaries.

It should be noted that the New Mivivienda Credit is a mortgage loan financed by the Mivivienda Fund (FMV), channeled through the Intermediary Financial Institutions (IFI), to a person who meets the established requirements.

This credit finances a maximum of 90% of the value of the home and the payment installment will always be the same.

In addition, it offers you the Good Payer Bonus and the Good Payer Prize as a complement to the initial fee.

What is the age range of the beneficiaries of the New Mivivienda Credit?

The statistics recorded during the year by the Mivivienda Fund allow us to know the ages of the Peruvians who apply for this credit.

Of the 8,916 credits granted during this year. People with the age range between 30 and 40 years accessed 3,770 credits from the Mivivienda Fund program. The second segment is young people up to 30 years old who applied for 2,821 credits, followed by the group between 40 and 50 years old and, to a lesser extent, those over 50 years old.

How to apply for the New Mivivienda Credit?

To request the New Mivivienda Credit you must follow the following steps:

• Request qualification: Request affiliated financial entities to evaluate your payment capacity and ask for programmed savings.
• Search for housing: It can be through the search engine of the official page, real estate developers, real estate portals, financial entities or any other certified means.
• Choose housing: Keep in mind that if you choose a project that is sustainable, you will be granted an additional bonus to the initial one.
• Acquire the home: Once your credit is approved by the financial institution, you can now own it.

How much is the Good Payer Bonus?

One of the benefits of this credit is the Good Payer Bonus (BBP). The Peruvian State provides this economic aid for the payment of the initial fee. It is non-refundable, that is, it is not returned.

In addition, if the beneficiary decides to acquire an eco-sustainable home, they are granted the Sustainable Mivivienda Bonus, whose current value is S/ 5,400 and allows them to pay a higher initial fee for the purchase of the property, since it is added to the Good Payer Bonus.

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