The Nequi Visa card allows you to buy in physical and online stores using your balance, without a handling fee or credit study.
Digital wallets have established themselves as a key tool in the daily lives of Colombians, thanks to the ease of managing money, paying for services and making purchases without the need for cash. In this scenario, Nequi It is positioned as one of the most used platforms in the country and one of its most consulted products is the Nequi Visa cardan option that allows you to use the application’s balance for physical and digital payments.
Nequi was born in 2016 as a business line of Bancolombia and, according to official data, today it has more than 20 million userswhich means that three out of every five Colombian adults use this digital wallet. Of that total, about 17 million people actively benefit from their services and around 12 million They make transfers every month.
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What is the Nequi Visa card for?
The Nequi card It is an additional service of the application and works as a direct extension of the digital wallet. It is a Visa debit cardwhich allows you to make purchases in physical stores with a dataphone, online payments, subscriptions to streaming platforms, transportation, music, video games and homes, both in Colombia and abroad.
Unlike a credit card, it does not require a credit study, since it does not lend money: all purchases are deducted from the available balance in the Nequi account. This makes it an attractive alternative for those looking to control their expenses or who do not have a financial history.
Who can request it?
The campaign to acquire the card applies to users who comply with the following conditions:
- Be over 18 years old.
- Have an active Nequi account during the campaign period.
- Do not previously have a Nequi Visa card before the start of the course.
How to apply for the Nequi card?
The process is done directly from the mobile application and is simple:
- Enter Nequi and locate the section “Card”identified with the icon of a rectangle, at the bottom right.
- Select option “Nequi Visa Card” and enter the access code to the app.
- Choose the type of card:
- Digitalwith a cost of $3,900.
- Physicswith a value of $25,000, which includes shipping.
- Accept the terms and conditions.
- Follow the instructions to activate it. The digital card can be used immediately, while the physical one arrives at your home in approximately eight business days.
Additional benefits
Additional benefits of the Nequi card
Among the main advantages that Nequi highlights are:
- No handling fee.
- The physical card has no security code or expiration date visible, since this data is only available within the app.
- Ability to define how much money is allocated to the card or allow you to directly use the available balance.
- Access to a portfolio of discounts in brands such as Alkosto, Ktronix, Jetsmart, Totto, among others.
- Immediate freezing or cancellation from the application, at any time.
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The rise of digital wallets in Colombia
According to Colombia FinTech, by 2023 there were 54 million digital wallet users in the country. For its part, a DataCrédito report highlights that these platforms have been key to the financial inclusionby facilitating access to financial services in areas where it was previously limited and reducing the so-called “financial invisibility.”
According to download figures in application stores and data from Startups Latam, the most used digital wallets in Colombia are currently Nequi, Daviplata and Dale!with Nequi leading the market.
with his VisaNequi reinforces its commitment to offering simple, accessible and digital solutions, consolidating itself as one of the most important financial tools for millions of Colombians.
