The Lima Metropolitan Fund celebrates 78 years of history, reaffirming its commitment to financial inclusion, the development of entrepreneurs and the strengthening of Peruvian families. This anniversary arrives at a time of sustained growth, the result of a client -centered strategy, innovation and operational efficiency.
Its financial results reflect solidity and trust. At the end of July 2025, the Metropolitan Fund reported accumulated utilities for S/ 8.6 million, demonstrating a constant improvement in its financial and operational indicators. These results represent superior performance with respect to previous periods.
Likewise, the entity improved its credit rating, with the Microrerate and JCR LATAM classifiers raising its note from C a C+ with a stable perspective, reaching this level again after almost a decade. This milestone reflects the strength of financial management and strengthening its business model.
Its growth is diversified through its main business lines. Between July 2024 and July 2025, the Metropolitan Fund registered a total growth of 19.7% in its businesses, highlighting:
* Microfinance: Increase of 21.4%.
* Pignoraticios credits: 27.1%growth.
* Banking Bank: Expansion of 26.0%.
In parallel, annualized financial income went from S/ 102.8 million to S/ 132.2 million in the same period, reflecting a greater placement of quality credits, processes optimization and efficient management of credit risk.
It has had a sustained improvement in the portfolio quality. Thanks to a rigorous evaluation policy, constant monitoring and personalized accompaniment, the backward wallet was reduced from 8.4% in December 2022 to 4.8% in July 2025. This result demonstrates a balance between growth and sustainability, reinforcing confidence between customers and investors.
And has also had a digital transformation and a modernization of services. During this year, the Metropolitan Fund has accelerated its modernization processes. It is in implementation improvements in its digital platforms, origin and digital disbursement, integration with YAPE, qualification of immediate interbank transfers and facial biometry functions in its mobile application.
Finally, it has had a territorial expansion and institutional recognition. In the last year, the Metropolitan Box extended its presence with new offices in Cajamarca and Villa El Salvador and projects upcoming openings in Sullana and Pucallpa adding to the existing 37 offices in the main cities of the country.
In addition, it was recognized by Cavali as the organization with the highest annual growth in negotiable invoices within the segment of financial entities (February 2025).
This anniversary, say the spokesmen of the Metropolitan Fund, is a tribute to the confidence of its clients and the effort of its collaborators, who make it possible for the institution to continue to grow with solidity and purpose.
