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January 27, 2025
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Legislative Banks present proposals to modify the Law of the CSS

With proposals for modifications, in which it is contemplated that the resources of the Social Security Fund (CSS), are used in investments through the Savings Bank (CA), and the National Bank of Panama (BNP), it was given Start, this Monday, to the reading of the proposals of the different legislative banks referring to the second block of articles of the bill 163, which reforms the Organic Law of this health entity.

At the beginning of the meeting, the official bench, represented by Deputies Alaín Cedeño, president of the Labor, Health and Social Development Commission, and Carlos Afú Deterega, presented its package of modifications to the second block of articles, in which they stand out investments through the state bank.

According to the deputy Cedeño, there is consensus for the resources of the CSS that are high to be used in investments in the country, and that would be guaranteed by national banks, with which populations would feel safer.

He said that it is not ruled out that this legislative instance sessions on weekends, in order to advance more quickly in the discussion of the project. “We know that there are sectors that are interested in this law being approved promptly, however, the commission is optimizing time and not delaying its approval anymore,” he said.

According to the proposals for modifications presented by the official bench to this second block, the term deposit is established in state banks, at interest rates not lower than those reflected in the local financial market, and the Superintendence of Banks will have the obligation will have the obligation to certify the CSS, monthly, the average interest rates of the financial market.

Likewise, in terms of term deposits in the Republic of Panama and with grade grade grades of international investment, up to 10% in loans with mortgage guarantee in Panama or greater than the risk rating of the country can be invested.
Also, it is proposed that 9.36% of the quoted income of independent workers for the payment of the risk quota of disease and maternity will be considered 8.5% on the income that the independent worker voluntarily declares to the Social Security Fund, which does not It may be less than the sum of 800, monthly value amount that may be updated, periodically, through the regulation issued by the box.

Similarly, the Bank of the Democratic Revolutionary Party (PRD), presented its modification proposals, among which it is worth noting that the quota corresponding to independent workers must be made of the monthly payment of their contributions, by the means that the CSS provides in Your annual income statement.

In the same way, voluntary savings are established, in order to stimulate savings and constitute a greater capital that covers, mechanisms may be established by which voluntary contributions can be made, in favor of those insured for capitalization, additional to the requested For the employee.

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