The Superintendency of Banking, Insurance and Pension Fund Administrators (SBS) warned that new applications are operating in the country loans fraudulent, which harm users.
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According to the SBSwhen the user downloads these applications on his/her cellularas a prerequisite for granting credit, requires you to provide permission to access your contacts directory, photo album and video folder; from which, the applications are able to collect and monitor all personal information from the user’s cell phone.
Later, when users are asked to pay the loans, these apps include high fees and interest and, taking advantage of the personal information they have collected from the user’s cell phone, they threaten to spread their alleged debtor status among all their contacts or attribute situations or behaviors to them that are offensive to the honor of people. Therefore, it is recommended not to consult or download these applications (App) or similar.
Among the new fraudulent options detected are:
-EkeCredito – Personal Loan
-Ángela Credit – Quick loan
-Seda Credit – Personal Loan
-SolFácil: Credits and loans
-Hicredito – Personal Loans
-FelizSol – Personal loan
-EnjoyCredit – Easy loan
-Picchu Cash – Easy Loan
-Yaper Money – Quick Loan
-RapidPrésta – Urgent loan
-GetSun – Quick Money
-Sun Button – A Withdraw Button
-Huayna Money – Quick Loan
-AmigoDinero – Quick Loan
-PachaPago: Easy Credit
-Qapay – Quick loan
-TopPresta – Quick Credit
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Any query or complaint related to persons or companies that provide financial services without being registered with the SBS can be submitted by calling 0-800-10840 (free line nationwide) or 01-200-1930, or by emailing [email protected]. You can also visit the SBS website: www.sbs.gob.pe/informalidad.
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