Despite the fact that a good part of the $11.77 trillion that businessmen deposited in the four private funds and in the National Savings Fund will be withdrawn in the coming months, a remainder will be put into different investment alternatives.
Analysts such as Camilo Pérez, director of economic research at Banco de Bogotá, believes that as part of these resources is withdrawn, entities usually place them in very short-term deposits or on demand.
José Ignacio López, director of economic research at Corficolombiana, believes that the increase in the amount consigned “reflects the recovery of employment driven by the growth of the economy in 2022”. “We know that the current regulation finally allows these savings to filter towards consumption, but it is important that workers have that cushion in the face of a complex 2023 in terms of activity and employment,” he assured.
(Read: Consignments of businessmen in layoffs increased 3.54%).
The Porvenir fund said that it has a scheme of investment portfolios of short and long-term layoffs that allows affiliates to choose the alternative that best meets their expectations. If you want to improve your home or pay for a semester of university for the affiliate, your children or your spouse, you can opt for the short-term portfolio or if it is to save it as unemployment insurance or home purchase, the long-term portfolio is recommended. with higher profitability.
Protection said that lThe resources enter the short-term portfolio and in August they default to the long-term portfolio. This is the multi-portfolio scheme. The short-term closed, according to the most recent report, with a nominal return of 10.33%.
BRIEFCASE
