If you are going to do the withdrawal from your AFP, At the time of making your request, you must have at hand the information and data that will be required. Do you already have your bank account number? Do you know which financial entities are authorized?
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On May 31, through SBS Resolution No. 01767-2022in the Official Gazette El Peruano, the operating procedure and the corresponding regulations were published to comply with the provisions of Law No. 31478, which allows optional withdrawal.
To make your withdrawal request, you must have all the required information at hand to prevent it from being denied. You must have your DNI at hand because they will ask for your verification digit, date of issue and voting group, for example. You will also be asked for an email and mobile number. Your personal account number is also important. Do you know which banks are authorized by the SBS?
WILL THE AFP CREATE A BANK ACCOUNT FOR ME LIKE IN PREVIOUS WITHDRAWALS?
No. As a security measure, accounts will no longer be opened from the registration website for withdrawal requests of up to 4 UIT (S/ 18,400) from your AFP pension fund. This time, it will be mandatory for you to enter an account number. There is a list of 10 financial entities that are admitted, in addition to Banco Nación. The latter will only be exclusive to members who live in areas where there are no other entities, according to information from AFP Premium.
Can the account be joint?
No, the account must be personal.
IN WHICH FINANCIAL INSTITUTIONS CAN I COLLECT MY SIXTH WITHDRAWAL FROM THE AFP?
You can create your bank account in your name in any of these ten entities authorized by the Banking Superintendence, Insurance and Private Pension Fund Administrators (SBS).
- BanBif.
- BBVA.
- BCP.
- Bank of Commerce.
- GNB bank.
- Ripley Bank.
- Huancayo box.
- Sullana box.
- Interbank.
- Scotiabank.
- Banco de la Nación* (only in areas where there are no other financial entities).
WHAT HAPPENS IF I DID THE WITHDRAWAL PROCESS, BUT I WANT TO CANCEL IT?
In case an affiliate wishes to desist from his withdrawal request, he must do the following to revoke the disbursements:
- The affiliate must submit his request according to the channels and formats established by the AFP.
- You have up to 10 calendar days before the date any of the three disbursements are scheduled to withdraw.
- The AFP must respond to the request through the means that allows it to be recorded.
