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Business sector can protect their assets through insurance policies
From large companies that transform raw materials, chemical, metallurgical, steel and food industries, through the hotel, manufacturing, food, import and export industries, shopping centers, clinics and even general merchandise distributors and inventory storage companies can protect their investments through the acquisition of “All Industrial Risk (TRI)” policies existing in the country.
The manager of Patrimonial Branches of Venezuela Insurance, David Carrero explained that the TRI policy of the company of which he is a part, serves to cover various risks of loss and/or physical or material damage, which may affect the operation of a factory, industry or commerce. In addition, in the event that an additional premium is contracted and paid, the policy may include Loss of Profit coverage, which additionally covers economic losses (benefit or expected utility), due to a risk covered in this policy.
Carrero indicated that the particularity of this policy is that in the same product the coverages that adapt to the needs of each client are offered and it is made as a tailored suit for legal entities that carry out industrial or commercial activities.
«In the event of an unforeseen, sudden event and due to internal or external accidental causes, this All Industrial Risk insurance protects real estate (buildings, improvements and well-made goods), furniture (including industrial machinery and equipment), installations, supplies, furniture and even damage internal fixed electronic equipment or machinery breakage, with the exception of the risks excluded in the conditions of the policy,” he said according to a press release.
The executive of Seguros Venezuela affirmed that it is a comprehensive insurance that covers the losses and/or material damages that, due to accidental, unforeseen, sudden and not specifically excluded causes, suffer the insured goods, while they are in the properties described in the Policy Box Receipt and that are as a result of a fire, robbery, assault and robbery, among other materialized risks.
“Any of these causes of loss can produce a strong economic and emotional impact, in addition to the stoppage and even the definitive closure of a company that is not insured,” said Carrero, while explaining that the TRI policy guarantees compensation for the Losses or damages suffered to the insured property, up to the insured sum indicated as a limit in the policy receipt table (it is usually broadly insurable) and subject to the terms, conditions and exclusions contemplated in the contract.
He indicated that Seguros Venezuela carries out an analysis of the specific risks according to the client’s activity to identify the present and latent vulnerabilities of the requesting company. Then the TRI policy is proposed with the coverage that best suits the client’s needs, with lower cost and advantageous conditions since it is done globally.
Travel with class and exclusivity with Vip Flights
Founded three years ago, Vuelos Vip is a broker within the executive aviation segment, whose mission is to satisfy the needs of travelers anywhere in the world; allowing to have a flight experience by seat ticket or have the full rental of an airplane, the company said in a press release.
Different nationalities joined forces to undertake this business: Venezuelan, Argentine, Italian and Swiss; after the Venezuelan Carlos Urbina, passionate about aviation and CEO of Vip Flights, summoned his friends and partners to join this project. The general director is the Venezuelan Henry Chacoa Medina and the commercial director of the company is the Argentine Pablo Lincovsky.
«Our goal is to provide a solution that translates into a high-level experience for the user who requires our services. Flying with us is very easy: you just have to enter our website, let us know your origin and destination, provide the contact information and within 45 minutes we will be sending a detailed quote with your trip,” Urbina explained about the flight company. private flights.
The CEO of Vip Flights stated that they want to become a benchmark in the aeronautical market. «We want to reach all Spanish-speaking countries; this is the target market in the short term, but it is important to note that at this moment we are establishing quality commercial relationships in the American and European markets”.
The conditions for the trip are set by the traveler. In Venezuela they hope to work hand in hand with service providers authorized by the National Institute of Civil Aeronautics (INAC) to form part of the country’s private interconnection system.
“Not only do we seek to mobilize large businessmen, but they want to be a reference among a group of friends or family who are planning a trip and want to rent a plane, whether for local or international flights.”
From left to right: Pablo Pablo Lincovsky (commercial director), Carlos Urbina (CEO Vip Flights) and Henry Chacoa Medina (commercial director)
Banco Nacional de Crédito issues 100,000 million shares
Banco Nacional de Crédito (BNC) implements a major capital increase through the public offering of 100,000 million shares with a nominal value of 0.001 bolivars per unit.
With this operation, the BNC, which is the third largest bank in the banking system by total asset value, will increase its capital from 28,959,650 bolivars to 128,959,650 bolivars, an increase of 345.31%.
These participations must be paid in cash exclusively by the shareholders of the financial institution, it was reported in a statement published by the Caracas Stock Exchange (BVC). This issuance of shares was approved by Official Letter SIB-II-GGR-GA-09315 (Sudeban) dated December 15, 2022 and Providence 249 of SUNAVAL dated 12/23/2022.
According to the conditions of the issuance, the current shareholders of the institution have a preferential right to participate in the offer. For these holders, a first round of the offer will be made between January 11 and 16. While the second round will be between January 17 and 23 to acquire additional shares, provided that the preferential right has been exercised. The minimum amount to be requested per shareholder in the second round is 1,000 shares.
Fashion entrepreneurs strengthened their business models
On Friday, December 16, 2022, in the spaces of the Casablanca store in Caracas, the closing activity of the Acelera UCAB/ItalBank business accompaniment and acceleration program was carried out, which in its third edition was focused on entrepreneurs in the sector of fashion and design. After three months of working with mentors and experts in the areas of marketing, finance, fashion, and coaching, among others, five teams presented their business plans to their professors and a jury of specialists, after which they received the certificates of completion issued by the University.
With the support of the Italbank financial entity directed by businessman Carlos Dorado, the Center for Innovation and Entrepreneurship (CIE) ensured that the participants successfully completed their training. In addition, during the closing day, the effort was rewarded thanks to the feedback that the jury offered to each entrepreneur.
David Licheri, director of the market research company Equilibrium; Eglantina Parés, founder of Vístete de Sueños; Nadia Chambra, specialist in fashion marketing, and Mauricio Parilli, director of the company Aprendo y Emprendo, made up the qualifying group.
On this occasion, the “Best Business Model” went to Cyberella Baby, a Spanish children’s fashion brand owned by Adriana Briceño and Keyvi Tamayo, who took advantage of the remote training opportunity offered by the program. Cyberella Baby received a cash prize of $1,500. For her part, Jeslin Valbuena, director of the Souling firm of illustrations in multifunctional textile pieces, was recognized in the “Most Innovative Project” category, with the corresponding certificate and statuette.
On behalf of Mauricio Parilli, the following awards were given to the other participants: Entrepreneurship camp for Souling and the Maverick company of Joselin Gutiérrez and Meredith Sacriste; 12 hours of consulting for Nicky’s Swimwear by Nicolle Díaz and Ruth Cuba; and an expanded board of directors for Luis Tarbay and Vanessa Farina with the Vanessa Farina accessories brand.
«These 12 weeks were very transformative. It was a total change to the brand. Apart from giving it ground and structure and completely revamping what I thought I could create, it became something much bigger than I thought. For me, this certificate is the official beginning of my path as a businesswoman, as an entrepreneur. It is an enormous privilege and a gigantic honor to receive this because it helped me connect with a part of me that I did not know, “said the director of Souling in a press release.
For Luz Aimara Morales, director of CIE UCAB, Acelera UCAB/ItalBank has matured with each edition. She affirmed that on this occasion the experience allowed a more in-depth approach to the human aspect of the participants. However, the central focus remained steadfast: fashion and design. «We try to play with what Acelera offers, adapting it to what a fashion entrepreneur requires. It was a good opportunity to accompany these entrepreneurs in strengthening their business model because they work more on the artistic side of fashion.”
Accelerate UCAB/Italbank It was born in June 2021 and in its three editions it has provided training and support to a total of 21 entrepreneurs in areas such as gastronomy, clothing, industrial design, cabinetmaking, social promotion, education and clothing. Thanks to the financial support of Italbank, the participants have received a total or partial subsidy of the cost of the program’s tuition.
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