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January 28, 2025
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It provides for infonavit reform erect a million houses

Enrique Méndez

La Jornada newspaper
Monday, January 27, 2025, p. 9

The Infonavit reform, which will be voted on Saturday in the Plenary of the Chamber of Deputies, includes building in this six -year period one million houses for less income workers; Meanwhile, housing and work commissions explained that between 2019 and 2024 there was a decrease in social housing building, with only 206 thousand 800.

Before the debate, the Morena bench said that if a worker does not exercise his credit he will not lose this saving. There is no change in the way in which credits will be granted, and at the end of working life the housing sub -account is totally enforceable, so regulation and surveillanceexplained the vice coordinator of the group, Alfonso Ramírez Cuéllar.

In the opinion, the commissions stressed that the initiative is essential and necessary, since the official data show a decrease in social housing production; The most necessary in the country to deal with huge inequality in adequate household access. In 2018, he explained with data from the institute itself, 64 thousand 700 were built with an equivalent value of up to 200 UMA, about 660 thousand pesos, the following year only 47 thousand 300 and in 2024 were 25 thousand 800.

The commissions considered that from the reform Optimistic expectations on the stability of the labor market, together with favorable savings conditions and a positive economic environment, suggest a conducive scenario for an increase in housing spending by households in the coming years.

The proposal will open the possibility to a new scenario in construction, especially social housingsubject to a prudential regulation in credit.

This supervision, explained Ramírez Cuéllar, will be in charge of the Treasury, the National Banking and Securities Commission, as well as the Superior Audit of the Federation, as added to the opinion, and also the tripartite representation between government, businessmen and businessmen, businessmen and Unions

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