From February onwards, retirees and pensioners of the National Social Security Institute (INSS) will have a 4.77% increase. With the correction, the ceiling for Social Security benefits rises to R$8,157.40 in 2025, against R$7,786.01 in 2024.
The variation is equivalent to the National Consumer Price Index (INPC) for 2024, released this Friday (10) by the Brazilian Institute of Geography and Statistics (IBGE). The indicator measures inflation for families with an income of up to five minimum wages.
The adjustment of 4.77% will be paid in full to policyholders who already received INSS retirements and pensions above one minimum wage on February 1, 2024. Those who started receiving the benefit after this date will have an increase proportional to the number of months in that the benefit was paid.
According to the INSS, currently 12.2 million beneficiaries receive above the national minimum, of which 10.6 thousand receive the Social Security ceiling. A total of 40.7 million people, around 70% of all retirees and pensioners, earn the minimum wage, which rose from R$1,412 to R$1,580.
For those who receive the minimum wage, payment of retirement and pensions with adjustment runs from January 27th to February 7th. The payment of INSS benefits above the minimum with a correction of 4.77% runs from February 3rd to 7th. The payment date varies depending on the final number of the benefit card, disregarding the check digit, which appears after the dash.
For another year, retirees and pensioners who earn more than the minimum will not have a real increase (above inflation), receiving the equivalent of the previous year’s INPC. Those who receive the minimum received a real adjustment of 2.5%, according to the policy approved by Congress at the end of last year, which restricts the real increase to the spending growth ceiling of the fiscal framework.
Table
The 4.77% correction will also affect the INSS table, through which workers in the private sector with a formal contract and in state-owned companies collect monthly contributions to Social Security. The rates and deduction ranges will apply to the following ranges:
| Contribution Salary | Aliquot | Portion to be deducted from INSS |
| Up to R$1,518 | 7.5% | R$ 0.00 |
| From R$1,518.01 to R$2,793.88 | 9% | R$ 22.77 |
| From R$2,793.89 to R$4,190.83 | 12% | R$ 106.59 |
| From R$4,190.84 to R$8,157.41 | 14% | R$ 190.40 |
Source: INSS
Consultation
In the coming weeks, INSS will provide a statement with the new retirement and pension values. Information is available on the website My INSS and in the application of the same name. The query requires a username and password Portal Gov.br.
Those who do not have access to the internet can check the amount by calling 135. The insured person who calls this number must provide the Individual Taxpayer Registry (CPF) number and confirm some registration details to avoid fraud.
