If during the process of dissolution of Bancamérica acts that constitute criminal infractions are evidenced and documented, legal action will be taken, informed the Superintendency of Banks.
The entity advised customers that from February 7 may validate their deposits and other credits through the Web page of the Office of Services and User Protection.
Bancamérica it is a small bank with barely 0.13% of the assets of the national financial system. The Superintendency reported that it has 28,485 depositors, which represent 0.34% of the system. Only 15,260 have a balance in their savings accounts or instruments.
While the number of debtors amounts to 5,438, representing 0.27% of the system.
Yesterday morning attendance was reduced at the branches of Bancamérica located in the Evaristo Morales expansion, in Bella Vista Mall and in Blue Mall, in the National District.
The clients present sought information and also had concerns about the destination of their savings and the management of their debts.
“I found out about the situation of the bank through the notices that have been published through social networks and I came to find out what the situation is, because I have a loan with them and I do not want that tomorrow I will leave with something strange,” he told Free Journal, Carlos Rosario, client of Bancamérica.
0.13%
Bancamérica’s percentage of the assets of the national financial system.
Although the use of ATMs and credit and debit cards of the entity is suspended, as well as online banking, customers must comply with the payment of their loans and their cards, which they can do at the branches.
“My biggest concern is that they come to charge me for default, that they tell me that I have not paid any of the installments and that the entire loan is reflected. On Monday I would come to get the last balance, “said Rosario.
The Superintendence reported its intervention to Bancamérica to initiate its dissolution, in accordance with the provisions of the Monetary Board in its Second Resolution of January 28, 2022. “The measure was due to the fact that the bank failed to comply with legal and regulatory provisions within the framework of a regularization plan,” he explained. .
Banks react
The Association of Banks of the Dominican Republic (ABA) reported yesterday that the country “has a solvent multiple banking system, with strong assets and that occupies leadership positions at the regional level in terms of liquidity, profitability and low delinquency, evidenced in its performance indicators.”
The entity reaffirmed the sector’s commitment to transparency, best prudential and banking practices, as well as compliance with the current regulatory framework.
The Superintendency specified that the situation of Bancamerica does not create any level of contagion in the rest of the financial institutions, since it is a bank with a minimum representation in the assets.
