In Chile, workers who perform jobs with high physical, mental or environmental strain can access the early old age pension. This benefit, administered by the Social Security Institute (IPS), allows the legal retirement age to be reduced: up to 10 years in the case of men under 65 years of age and women under 60 years of age. The regulations consider factors such as adverse working conditions in sectors such as mining, construction, industry and medical-care areas.
Who can apply?
The early old-age pension is aimed at workers who meet the following four requirements:
They must be higher than any regime administered by the IPS, with a minimum of 1,200 weeks of contributions, equivalent to 23 years of contributions.
- Carrying out heavy work
Have worked at least five years in work qualified as heavy work by the IPS or the National Ergonomic Commission. If the work is not recognized, it is necessary to present a certificate from the employer with details such as unit, functions performed and duration of employment.
- Age reduction depending on the type of work
For every five years of heavy workthe retirement age is reduced by one year. In specific tasks, such as mining or smelting, the reduction is two years for every five, with a maximum of 10 years.
For the imposing of the IPSthe age reduction is applied without the need to complete the additional contribution established by the National Ergonomic Commission.
How to request the pension?
The procedure can be carried out in person or online through IPS Online. HE requires the following documentation:
- Valid identity card.
- Imposition certificate.
- Unique Code for online procedures.
- Power of attorney, if the procedure is carried out by a representative.
What jobs are recognized as heavy?
The list, updated by the IPS and the National Ergonomic Commission, includes more than 2,200 jobs. Among them are mining jobsconstruction and industry, as well as medical and care roles. This recognition seeks to guarantee early retirement to those who face adverse working conditions.
Is it possible to complement it with other benefits?
Yes, the early pension It can be complemented with the Universal Guaranteed Pension (PGU) or other state benefits, allowing workers to improve their income in old age.
