How to cut family expenses to invest better in 2026?

We are 80 days after closing the year, and the Detaebrin parties which are usually synonymous with dinners, gifts and meetings, but also of a considerable increase in family expenses.

In the last quarter of the year, Many people neglect their personal finances and end up starting January with debts that limit their ability to savings and investment.

Specialists recommend taking advantage of this 2025 closure to accurately measure Christmas and New Year expenses.

The key is in Identify ant costsreduce unnecessary consumption and allocate those resources to investment, which unlike savings, allows money to grow over time. According to Carlos Ponce, the most common mistake is to wait for “having more income” to invest. The reality is that the control of expenses, added to the discipline, is enough to start with small quantities and grow with constancy.

Technology

Today, financial technology offers simple options to do so. Various banking institutions already allow Hire investment products directly from your mobile applications.

HSBC Mexico, launched this week the possibility of invest in promissory and investment in just three stepswithout going to a branch. To this are added alternatives of BBVA, Banamex and Banorte, which also integrate funds and investment products in their digital platforms.

These tools represent an important advance in the Financial Education of the country. By transforming unnecessary expenses into safe digital investments And accessible, users can start 2026 with a more solid and focused on long -term objectives.

The last quarter of the year is the perfect opportunity to reflect on the use of money. The festivities should not be an excuse to neglect the Financial future. With small adjustments in consumption, discipline and support of digital solutions, it is possible to close the year with balance and open the next vision.