Get the own house It is the dream of many people and now it will be possible for thousands of Chileans thanks to the loans and credits offered by various banking entities.
Below we will explain the step by step to be able to request a credit and access a dwelling before December 31. Pay attention and review the requirements.
How to apply for a loan to buy a home?
The Fogaes (State Guarantees Fund) will allow thousands of chileans be able to obtain a loan for the purchase of a new or used property.
This entity offers a guarantee of up to 10% of the total value of the property. dwelling to acquire, so that the rest can be financed through a mortgage loan, indicates the official report.
What are the requirements to access Fogaes credit?
This credit It is requested in the following banking entities: Banco de Chile, Banco Internacional, Banco Estado, Scotiabank, Banco de Crédito e Inversiones, Banco Itaú-Corpbanca, Banco BICE, Banco Santander or Banco Falabella.
The rest of the requirements to meet are:
- The home to be purchased must have a value of 4,500 Unidades de Fomento or less.
- Not owning a home.
- Not being in the National Registry of Food Pension Debtors.
- Not having previously obtained credit.
- Not having received any housing subsidy or state benefit that finances a home.
