Artificial intelligence (AI) is key to the transformation of the banking sector to optimize processes, improve digital security, detect fraud and offer custom products; But its implementation has risks such as operational vulnerabilities, biases, data leaks and impersonation.
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That is why international regulations have been created, such as The Law of the European Unionwhich classifies systems according to risk levels (unacceptable, high, limited and minimal), and imposes obligations to suppliers and users.
According to a report by Asobancaria, Colombia adopted an approach based on ethical principles, transparency and responsible development, with initiatives such as Conpes 3975 and the use of regulatory areneros that promote Innovation, strengthening data infrastructure and human talent formationpositioning among Latin American leaders.
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Banking system
The guild says that the construction of the regulation for AI with its ethical and responsible use of “Continue evolving towards an approach that continues to stimulate innovation, without hindering the advances that the banking system develops.”
For Alobancaria, Colombia has stood out, positioning among the top positions in ratings such as the artificial Intelligence and Democratic Values Index, leaving in the 22nd position among 120 countries.
As a fundamental axis for the regulation of AI, Colombia seeks to improve productivity, promote the well -being of citizens and generate transverse facilitators For sector digital transformation.
He said that three groups of strategies are identified to promote the use of AI in all sectors of Colombian society. These strategies focus on improving the abilities of the country, promoting their use in research, development and innovation, promoting the adoption of AI technologies in several sectors and improving the general governance of AI.
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Holman Rodríguez Martínez
Portfolio journalist
