The rains of this 2025 season have become extraordinary, which is why the intense rainfall has caused flash floods that affect thousands of people and their assets, including those who own cars.
Situations like the one seen in Poza Rica, Veracruz, or in the eastern area of Mexico City, where many motorists were stranded, make us wonder what type of policy vehicles should have and what drivers should know about their insurance?
It is important to keep in mind that auto insurance covers damage due to natural or hydrometeorological phenomena mainly through material damage coverage, which is usually included in comprehensive coverage.
Therefore, it is important for policyholders to review the clauses in their contract, because each insurance company may have different descriptions.
Some policies distinguish between hydrometeorological phenomena and natural phenomena, while others use the term natural phenomena to encompass them. Generally, these events are covered in all property damage policies.
