In Peru, 56% of entrepreneurs They have a good payment behavior, which places them between the average and excellent credit score rating, revealed a report by Experian Peru.
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In this regard, he pointed out that there is an opportunity for the credit system and its facilitators to approach these entrepreneurs to provide more accessible credit.
The company also revealed that 53% of the 134,000 entrepreneurs are women, while 46% are men. The company also revealed that, as of July, 35% of these businesses were located in Lima and the rest were distributed by region, including Lambayeque, La Libertad and Arequipa.
The Experian report indicated that banks, financial institutions and municipal savings banks are the preferred entities for entrepreneurs, with a share of 48.36%, 29.97% and 27.68%, respectively.
In this regard, the company’s general manager, Juan Carlos Venturo, highlighted the importance of financial information as the driving force of development in Peru.
“We see that the role played by credit in the growth of entrepreneurs, and the population in general, is crucial because, the closer they get to the system, the more opportunity there will be to access products and services that enhance their quality over time,” he said.
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PLEASE NOTE
– Microenterprise credit is the financial product most used by entrepreneurs, according to Experian Peru. This is followed by credit cards and personal loans.
-He also revealed that around 65,000 entrepreneurs have active credit with a single financial institution.
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