Factors such as the risk of theft and accident influence the price of the policy.
News Colombia.
If you are thinking of buying a car in 2025, it is important to consider not only its purchase price, but also the associated costs, such as insurance.
In Colombia, the value of the policy depends on various factors, including the model, the risk of theft and the accident rate.
A viral video on user’s Tiktok “sells your ship safe”, with more than 400,000 views, revealed the most expensive cars to ensure in relation to its market value and associated risk factors.
The five cars with the most expensive insurance in Colombia
- Ford Mustang: This high -end sport has an annual insurance premium between 8 and 14 million pesos, due to its high accident.
- Toyota Hilux: Your policy can cost between 8 and 20 million pesos, since it is one of the most stolen trucks in the country.
- Nissan Frontier: Although its insurance is cheaper than that of the Hilux, it is still among the most expensive.
- Kia Sportage: With premiums between 6 and 10 million pesos, it is one of the most expensive SUVs to ensure in its segment.
- Kia Picanto: Despite its accessible size and price, it has a high insurance cost. In January 2025, 431 units were sold, making it the fourth best -selling car in the country.
Factors that influence the cost of insurance
The price of a vehicle’s insurance depends on several aspects, such as:
- City of circulation: In areas with high theft or accident rates, insurance is more expensive.
- Driver profile: age, accident history and experience affect the rate.
- Hired coverage: A policy every risk costs more than basic coverage.
- Trend to theft: Popular models in the black market have higher premiums.
When buying a car, it is key to consider all additional costs, including insurance, to make an intelligent financial decision.
@vtseSegurosoficial Top 5 of the most expensive cars to ensure 👌🥶! Recall that the insurance value depends on whoever ensures it, city of circulation, shock history, age etc! Quote with us #Toyotahilux #NISSANNP300 #KiaPicanto #kiasportage #Toyota ♬ Original sound – Sell your Safe Safe
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