Money, although often considered an awkward issue, is a key pillar for the stability of a relationship. Nowadays Young couples are rewriting economic norms that are present within a link, from deciding whether they will have a joint or separate account to who will pay the account.
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A recent study by Manuela Beltrán University (Umb) offers a look at how new generations handle money as a couple and what factors have these changes driven. To understand that dynamic, The investigation consulted with 530 people about the perception they have regarding the economic roles today.
Money and romance
For some people, your partner’s economic situation can significantly influence your decision to begin or prolong a love relationship. Something that was reflected in the results of the Umbro survey.
41.5% of respondents believe that the other person’s economic income is a determining factor to maintain a relationship. For its part, 27.6% considered it an important aspect, while 30.9% said it is not a relevant factor in their love decisions.
Now, by analyzing the responses by gender, the study found women to give more weight to money in relationships than men. 71% of the respondents said that their partner’s income is important or determining, while 66% of men shared that vision.
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Expenditure management
The investigation also addressed the management of expenses in a stable relationship. In that sense, 68% of the participants responded that These are divided according to each other’s income.
By age, 65% of respondents between 18 and 26 pointed out that expenses in a stable home should be divided considering the economic situation, in the meantime, 24% advocated an equitable distribution 50/50.
On the other hand, 8% indicated that they would alternate the coverage of expenses month by monthand only 3% said men should take care of all economic needs.
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Couple finance
Based on these results, Umbo delivered some recommendations to take into account to maintain good financial health together and prevent financial conflicts from becoming an obstacle to love:
– Openly dialogue: Talk about financial expectations and define together how to handle expenses.
– Establish clear agreements: Decide whether they will divide 50/50 costs, according to income or otherwise work.
– Plan together: Define a budget for special appointments, trips and celebrations without affecting your financial stability.
– Respect financial independence: Everyone must maintain some control over their own money.
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