Compensation deposits for time of services (CTS) They added S/9,840 million in November, amount that is almost 60% below S/22,705 million that was recorded in the same month of 2020, according to figures from the Superintendence of Banking, Insurance and AFP (SBS).
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The bon -chief economist of BBVA Research, Hugo Pereacommented to Peru21 That this fall is a consequence of free access policies to the CTS approved in Congress.
“The CTS is a mechanism for unemployment protection, but there are people who use it by liquidity, which leaves them exposed to a possible loss of work,” he said.
Retirement projects
In Congress there are already at least seven bills that raise a new access of up to 100% of the funds of the CTS, in some cases until December of this year, and in others until the similar month of 2026.
Among the reasons that arise so that these initiatives are ahead, it is that people can cover their needs for “the cause of the economic crisis.” In these projects it is not considered that although Peru today grows at a rate of only 3%, it is in a recovery stage with which the recession remained behind.
“Today a proposal of this type does not seem necessary because the economy is in the process of recovery. The ideal is currently building mechanisms that allow greater stability and growth,” he said.
Hugo Perea indicated that, during the health crisis, it was understandable that mechanisms of this type were approved due to the situation, but pointed out that today there is no justification. “The unemployment insurance has not been developed in the country, but it is an option,” he added.
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