Caixa Econômica Federal will remain as manager of the Dpvat fund, intended to compensate victims of traffic accidents. This Tuesday (29), the Senate approved Provisional Measure 1,149/2022, which authorizes the bank to manage the fund in 2023. The text had already been approved on Monday (27) by the Chamber of Deputies. Now, move on to enactment.
Caixa already managed the fund, replacing Seguradora Líder, which managed the insurance until 2020. However, the bank took over the role through a contract, without bidding, with the Superintendence of Private Insurance (Susep), which has being contested in Federal Court.
The approval of the MP legalizes Caixa’s role in managing the fund and analyzing requests for compensation and payment. According to the government, the bank was chosen for its size, capillarity and expertise in complex payment operations.
By MP, compensation will continue to be paid in digital savings account, related to occurrences between January 1 and December 31, 2023.
Created in 1974, the Compulsory Insurance for Personal Injuries Caused by Motor Vehicles on Land Roads, called Dpvat or compulsory insurance, is used to pay for medical treatment or compensation for disability and death of drivers, pedestrians and passengers who are victims of traffic accidents. The funds come from the annual payment of compulsory insurance made by vehicle owners, together with the annual licensing.
Charging has been suspended since 2021 and will be exempt in 2023. Even so, victims can continue to request compensation, as the fund has surplus resources.
* With information from the Senate and Chamber agencies