He Central Bank of the Dominican Republic (BCRD) guaranteed the strength of the financial system national, stating that the stability analysis and the stress tests carried out on this do not find evidence of significant financial vulnerabilities that could compromise the provision of services of this type to the national economy.
The BCRD assured that even in the face of the occurrence of severe scenarios and extremes of risks, entities have capital levels sufficient to maintain the provision of financial services, maintaining the system capital levels greater than 6% of the gross domestic product (GDP).
Through an analysis in Open Pagetitled Performance of financial system during the 2025the institution highlighted that, despite the challenges in the global economic outlook, the financial system Dominican has remained stable and resilient.
The bank highlighted that by 2026 it is expected that the credit portfolio expands between 10% and 12%, the total assets are close to 52% of GDP and deposits and assets continue to strengthen in accordance with their historical trend.
In that order, the monetary administration and financial is vigilant and prepared to act to preserve the stability of the financial systemstates the document.
Asset dynamism
Between January and November 2025the total assets of the financial system Dominican Republic increased more than 343,000 million pesos, reaching 4.19 trillion pesos (52.6% of GDP), states the article written by Osvaldo Lagares, from the Department of Regulation and Financial Stability of the BCRD.
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He adds that the dynamism of assets is influenced by the growth of the credit portfolio and the investments of financial intermediation entities, which increased more than 191,000 million pesos and 85,000 million, respectively, to total 2.30 trillion (28.9% of GDP) and one trillion (12.6% of GDP), to finance consumer activities, commerce, home acquisition, industries, among others.
He asset growth has been supported by the public appealswhich reflect the increase in deposits in national currency, which increased by 189,000 million pesos (9.0%) to reach 2.27 trillion (28.5% of GDP); while public deposits in foreign currency total more than 14.5 billion dollars.
This behavior reveals the public’s confidence in maintaining the conditions of stability of the entities of financial intermediationthe writing points out.
