The Peruvian Chamber of Construction (Capeco) highlighted the stability of interest rates presented by the social housing in the last 18 months, which would be more attractive for those interested in acquiring their own home compared to the traditional banking costs.
“To the extent that the fund can maintain the stability of its rates, around 8% per year for its products, a greater focus on these credits could be observed. Let us remember that the credits of the Mivivienda Fund bring with them bonuses that reduce the payment to families”said Jorge Arévalo, general manager of Capeco, during the Navent Mystery Shopper award ceremony.
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He also indicated that, despite factors such as the increase in the interest rate in private entities and inflation, the demand for owning a home remains.
For his part, the executive director of Navent, Hernan de Ponti, indicated that, given this demand, it was decided to return to the ExpoUrbania Real Estate Fair, which will be held from September 1 to 4 in the Exhibition Park.
“Although the situation, mortgage loans and the spending capacity of families have varied in Peru, and in Latin America, the reality is that the demand for a property continues to be unsatisfied, and the price per square meter is one of the lowest. attractive in the region, not only because of the cost but also because of the location. Factors that should be taken advantage of to buy at this time”, de Ponti argued.
Regarding the interest shown by users, the commercial manager of ID Capeco, Cinthia Pasache, presented the main findings of the Data Study carried out in Urbania and Adondevivir.
“The data collected shows us that 70% are interested in acquiring a first home, while 30% would seek to acquire a property as an investment.”, said the executive.
