The Brazilians drew, in July this year, R $ 310.36 million in values forgotten in the financial system, according to data released on Tuesday (9) by the Central Bank (BC). In total, the receivable value system (SVR) has already returned R $ 11.34 billion to bank customers, but There is still R $ 10.70 billion available for withdrawal.
THE SVR is a BC service In which the citizen can consult whether he himself, his company or deceased person has forgotten money in any bank, consortium or other institution, such as financial and brokerages.
If the result is positive, it is possible to request the return. BC service is completely free. For the consultation, it is not necessary to log in – just inform the registration of individuals (CPF) and date of birth of the citizen or the registration of legal entity (CNPJ) and the opening date of the company, including for companies closed.
For the redemption of values, there is a need for login with the Gov.br account – at silver or gold levels and with verification in two skilled steps.
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Rescue
Money can be redeemed in two ways: the first is to contact the institution responsible for the value and request receipt; The second is to make the request by the value system to receive.
In May this year, the Central Bank inaugurated a new functionality in the system: the automatic request of rescue of values. With it, the citizen will not need to consult the system periodically or manually register the request of each value that exists on their behalf.
If any appeal is made available by financial institutions, the credit will be made directly to the citizen’s account. Automatic rescue request is exclusive to individuals and is only available for those who have CPF type key. Adherence to the service is optional.
Resources that can be recovered by SVR:
- Values available in current accounts or savings closed;
- Capital quotas and apportionment of net leftovers from former credit cooperative participants;
- Unqualified resources of closed consortium groups;
- Unduly charged rates;
- Installments or expenses of credit operations unduly charged;
- PRE-PAIN PAYMENT ACCOUNTS CLOSED;
- Registration accounts maintained by brokerage and distributors closed;
- And other resources available in the institutions for return.
Beneficiaries
SVR statistics are released by the BC with two months of lag, with the updating of new sources of values forgotten in the financial system.
Regarding the number of beneficiaries, by the end of July, 32,389,535 account holders had redeemed values, of which 29,391,010 individuals and 2,998,525 legal entities. On the other hand, 52,654,085 of beneficiaries have not yet drawn their resources. Of these, 48,052,877 are individuals and 4,601,208 legal entities.
Most people and companies without withdrawal are entitled to small amounts. The amounts receiving of up to R $ 10 concentrate 64.49% of the beneficiaries. The values between R $ 10.01 and R $ 100 correspond to 23.89% of account holders. The amounts between R $ 100.01 and R $ 1,000 represent 9.82% of customers. Only 1.8% is entitled to receive more than $ 1,000.
Scam
The Central Bank warns account holders to be careful with strokes of estelionaires who claim to intermediate for alleged redemptions of forgotten values. The BC points out that all services in the receivable value system are completely free, and that it does not send links, nor contact us to deal with values receivable or confirm personal data.
The Central Bank also clarifies that only the financial institution that appears in the consultation of SVR can contact the citizen. The bank also asks no person to provide passwords and clarifies that no one is allowed to make this type of order.
